Smarter Payments. Greater Reach. Total Control.
Let your customers pay with just their phone number and PIN—no cards, no complications.
Low fees, high approvals, fraud prevention
Lower Processing Costs
Near-Universal Approvals
Lower Processing Costs
No interchange fees. Save on every transaction.
Expert Risk Management
Near-Universal Approvals
Lower Processing Costs
Backed by 50+ years of risk management experience, we verify bank status, credit data, and identity—to approve with confidence and avoid fraud.
Near-Universal Approvals
Near-Universal Approvals
Near-Universal Approvals
Approve nearly every customer—even those without credit. Fraud is the only thing we block.
Cardless Convenience
Cardless Convenience
Near-Universal Approvals
Customers pay using just their phone number and PIN—no cards, swipes, chips, or taps.
Secure
Cardless Convenience
Flexible
Multi-factor authentication with text confirmation adds a layer of protection before billing. Get 24/7 visibility into every transaction.
Flexible
Cardless Convenience
Flexible
Structure payments as either debit or credit accounts with variable due dates; even include BNPL options.
How it works
Customer Enrollment
Customers register on the BioEFunds network and select a secure pin.
Customers Enter Phone Number and Pin at POS
No Wallet - No Problems. Cards are optional.
Transaction Verified via Text Message
Beyond the POS, Customers confirm transactions via one-tap approval.
Payment Processed & Funds Transferred
ACH Settlement - You get paid securely, without chargebacks.
Contact Us
BioeFunds: Advanced Payment Solutions
Contact us today if you have any questions or thoughts on how we can work together.
BioeFunds
30 North Gould Street, Sheridan, Wyoming 82801, United States
